Huize Holding Ltd (HUIZ) Form 6-K — Aug 20, 2026
Huize Holding reported unaudited first-half 2026 results with gross written premiums at a record RMB4,196.4 million (US$618.5 million), up 29.8% year-over-year, while operating revenue rose 5.8% to RMB719.8 million. First-year premiums surged 48.7% to RMB2,763.0 million. Profitability improved sharply: GAAP net profit attributable to common shareholders rose to RMB25.3 million from RMB2.3 million a year earlier, and non-GAAP net profit swung to RMB3.1 million from a RMB3.3 million loss, aided by a 1.8 percentage point improvement in the expense-to-income ratio to 24.2% driven by AI-enabled efficiency and cost discipline.
Key figures
- Eps
- RMB0.02 basic and diluted (US$0.00)
- Revenue
- RMB719.8 million (US$106.1 million)
- Net Income
- RMB25.3 million (US$3.7 million) attributable to common shareholders, vs. RMB2.3 million in H1 2025
- Total Debt
- RMB57.7 million short-term borrowings; long-term borrowings fully repaid (zero as of June 30, 2026)
- Revenue Yoy
- +5.8%
- Total Assets
- RMB962.2 million (US$141.8 million)
- Cash Position
- RMB241.4 million (US$35.6 million) as of June 30, 2026, vs. RMB250.8 million as of December 31, 2025
- Gwp
- RMB4,196.4 million (US$618.5 million)
- Gwp Yoy
- +29.8% (from RMB3,233.7 million)
- Fx Rate Used
- RMB6.7851 = US$1.00 (June 30, 2026 Federal Reserve H.10 rate)
- Ga Expenses
- RMB33.0 million, -31.4% YoY
- Rd Expenses
- RMB31.7 million, +7.8% YoY
- Insurer Partners
- 159
- Non Gaa Net Profit
- RMB3.1 million (US$0.5 million), vs. non-GAAP net loss of RMB3.3 million in H1 2025
- Operating Profit
- RMB21.5 million (US$3.2 million), vs. RMB4.9 million in H1 2025
- Renewal Premiums
- RMB1,433.4 million (34.2% of GWP), +4.2% YoY
- Selling Expenses
- RMB109.8 million, +10.0% YoY
- Total Liabilities
- RMB513.1 million (US$75.6 million)
- First Year Premiums
- RMB2,763.0 million (65.8% of GWP), +48.7% YoY
- Persistency Ratios
- over 95% for both 13th- and 25th-month (long-term life & health products, as of May 31, 2026)
- New Customers Added H1
- approximately 789,000
- Expense To Income Ratio
- 24.2%, improved 1.8 percentage points YoY
- Weighted Average Shares
- 1014288339
- Cumulative Clients Served
- 13.1 million
- Total Shareholders Equity
- RMB449.1 million (US$66.2 million)
AI analysis
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