FIRST CITIZENS BANCSHARES INC /DE/ (FCNCA) Form 424B5 — Sep 9, 2026

$FCNCAForm 424B5Filed Sep 9, 2026, 9:09 AM ET0001193125-26-385973Original filing

First Citizens BancShares filed a preliminary prospectus supplement to offer depositary shares, each representing a 1/100th interest in a share of new Non-Cumulative Perpetual Preferred Stock, Series F, with a $100,000 liquidation preference per preferred share ($1,000 per depositary share). Morgan Stanley, BofA Securities, J.P. Morgan and Wells Fargo Securities are joint book-running managers. Key terms are not yet set: the dividend rate, number of depositary shares, and price to public are blank pending pricing.

Key figures

Total Debt: $32.19 billion
Total Assets: $236.84 billion
Cash Position: $1,519 million
Deposits: $173,427 million
First Reset Date: September 15, 2031
Dividend Payment Schedule: Quarterly (March 15, June 15, September 15, December 15), commencing December 15, 2026
Total Stockholders Equity: $21,900 million
Preferred Series Outstanding: Series A: 345,000 shares; Series B: 325,000; Series C: 8,000,000; Series D: 5,000; Series E: 400,000
Class ACommon Shares Outstanding: 10385222
Class BCommon Shares Outstanding: 1005185
Liquidation Preference Per Preferred Share: $100,000
Liquidation Preference Per Depositary Share: $1,000

Price after filing

1 day: +1.7%7 days: -1.4%30 days: -3.0%

Close on the filing date to close N calendar days later (from $2128.94). Historical, not a forecast.

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