River Financial Corp (RVRF) Form 8-K — Oct 15, 2026
River Financial Corporation reported strong Q3 2026 results, with quarterly net income of $15.1 million, up 41% from $10.7 million a year earlier, and basic EPS of $1.93, up 40% from $1.38. For the nine months ended September 30, 2026, net income rose 37.9% to $43.0 million and YTD return on average equity improved to 18.5% from 16.4%. Tangible book value per share grew 12.6% to $37.03. Balance sheet growth was solid: total assets reached $4.09 billion (+6.5%), loans grew 10.9% to $2.93 billion, and deposits rose 7.9% to $3.61 billion, while the net interest margin expanded to 3.76% from 3.48%.
Key figures
- Eps
- Q3 2026 basic EPS $1.93, up 40.0% from $1.38; YTD basic EPS $5.51, up 36.7% from $4.03
- Revenue
- 0
- Net Income
- Q3 2026 net income $15.1 million (+41.0% YoY); YTD $43.0 million (+37.9% YoY)
- Total Debt
- 0
- Total Assets
- $4.09 billion, up 6.5% from $3.84 billion
- Cash Position
- 0
- Nim qtd
- 3.76% vs 3.48%
- Roe ytd
- 18.5% vs 16.4% prior year
- Cet1 ratio
- 11.883% vs 10.892%
- Total loans
- $2.93 billion, up 10.9%
- Total deposits
- $3.61 billion, up 7.9%
- Net charge off pct
- 0.04% vs 0.11%
- Roa annualized qtd
- 1.56% vs 1.18%
- Nonperforming loans pct
- 0.51% vs 0.29% prior year
- Tangible book value per share
- $37.03, up 12.6% from $32.90
- Total risk based capital ratio
- 14.239% vs 13.612%
AI analysis
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