WESBANCO INC (WSBC) Form 8-K — Oct 21, 2026
WesBanco reported Q3 2026 net income available to common shareholders of $85.3 million, or diluted EPS of $0.88, up from $81.0 million and $0.84 a year earlier. Adjusted diluted EPS of $0.89 declined from $0.94 in the prior-year quarter, when merger costs from the Premier Financial acquisition depressed the 2025 base. The quarter was marked by strong loan growth of 8.7% annualized sequentially and 5.1% year-over-year, with Nashville and South Florida expansion markets generating more than $400 million in organic loan growth. Net interest margin expanded 7 basis points year-over-year to 3.60% on lower funding costs, and the efficiency ratio held at 52%.
Key figures
- Eps
- 0.88
- Eps Beat
- 0
- Revenue
- $226.9 million net interest income (Q3 2026)
- Guidance
- No formal guidance; management cited robust commercial pipeline of $1.8 billion and expectation to build on performance
- Net Income
- $85.3 million available to common shareholders (Q3 2026)
- Total Assets
- $28.5 billion
- Cash Position
- 0
- Cet1 ratio
- 10.61%
- Cre payoffs q3
- $370 million
- Tier1 leverage
- 9.87%
- Total deposits
- $21.6 billion
- Loan growth yoy
- 5.1%
- Efficiency ratio
- 52%
- Net interest margin
- 3.60%
- Adjusted diluted eps
- 0.89
- Loan to deposit ratio
- 90.8%
- Total portfolio loans
- $19.9 billion
- Allowance coverage ratio
- 1.08%
- Commercial loan pipeline
- $1.8 billion
- Ytd adjusted diluted eps
- 2.72
- Annualized loan growth qoq
- 8.7%
- Provision for credit losses
- $8.7 million
- Tangible book value per share
- 22.73
- Adjusted diluted eps prior year
- 0.94
- Ytd adjusted diluted eps growth
- 6.7%
- Tangible common equity to tangible assets
- 8.15%
AI analysis
The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.
AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.