Enova International, Inc. (ENVA) Form 10-Q — Oct 22, 2026
Enova International reported Q3 2026 revenue of $1,009.2 million, up 25.7% year-over-year, with net income of $107.3 million and diluted EPS of $4.06 versus $3.03 a year ago. Net revenue rose to $614.4 million from $460.7 million, and Adjusted EBITDA grew to $268.6 million from $217.7 million. The filing also discloses the mutual termination of the Grasshopper Bancorp merger agreement on October 16, 2026, after Enova withdrew its OCC and Fed regulatory applications in September. Enova paid Grasshopper $4.0 million, with no further fees or liabilities between the parties, though risk factors flag potential litigation and reputational fallout.
Key figures
- Eps
- 4.06
- Revenue
- 1009172000
- Net Income
- 107304000
- Total Debt
- 5376881000
- Revenue Yoy
- 25.7%
- Total Assets
- 7695527000
- Cash Position
- 105957000
- Shares Outstanding
- 24460078
- Charge offs 9m
- $1,245.1M
- Diluted eps 9m
- 11.49
- Net revenue q3
- $614.4M vs $460.7M prior year
- Adjusted eps q3
- 4.48
- Adjusted ebitda q3
- 268639000
- Loans at fair value
- $6,596.0M
- Loan originations 9m
- $7.2B in credit extended
- Income from operations q3
- 247212000
- Grasshopper termination payment
- $4.0M
AI analysis
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