CF BANKSHARES INC. (CFBK) Form 8-K — Oct 27, 2026
CF Bankshares (NASDAQ: CFBK) reported Q3 2026 net income of $6.0 million, or $0.91 per diluted share, up 158% from $2.3 million ($0.36) in Q3 2025. ROE was 12.22% and NIM expanded 20bps year-over-year to 2.96%. Commercial momentum was strong: $79 million of Q3 commercial loan fundings brought YTD fundings to $357 million, gross loans grew 5.7% YTD to $1.9 billion, and Treasury Management-driven customer fees rose 32% YTD. Offsetting positives, noninterest expense rose 13.4% YoY on commercial-team hiring, and loans 30+ days past due climbed to $30.8 million from $12.9 million at year-end 2025, though the two largest delinquencies were brought current after quarter end.
Key figures
- Eps
- 0.91
- Net Income
- 6033000
- Nim
- 2.96%
- Roa
- 1.14%
- Roe
- 12.22%
- Gross loans
- $1.9 billion (up 5.7% YTD)
- Ppnr q3 2026
- 7944000
- Total deposits
- $1.9 billion (up 4.3% YTD)
- Nonaccrual loans
- 20400000
- Q3 2025 net income
- 2340000
- Q3 2025 diluted eps
- 0.36
- Total capital ratio
- 14.69%
- Book value per share
- 29.83
- Tier1 leverage ratio
- 11.99%
- Nine month net income
- 16969000
AI analysis
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