QNB CORP. (QNBC) Form 8-K — Oct 27, 2026
QNB Corp. reported a Q3 2026 GAAP net loss of $14.8 million, or $2.67 per share, driven by a $29.0 million loss on the sale of $250.7 million in available-for-sale securities as part of a strategic balance sheet restructuring and $251,000 of final merger-related costs. Excluding these one-time items, adjusted net income was $7.2 million, or $1.30 per diluted share, up from $1.09 a year earlier, with net interest income rising $6.2 million and the net interest margin expanding 53 basis points to 3.25%.
Key figures
- Revenue
- 19161000
- Roaa q3
- -2.44%
- Roae q3
- -29.70%
- Deposits
- 2056299000
- Npl ratio
- 0.66%
- Nim q3 2025
- 2.72%
- Nim q3 2026
- 3.25%
- Total assets
- 2361620000
- Merger costs q3
- 251000
- Securities sold
- 250712000
- Adjusted roaa q3
- 1.19%
- Adjusted roae q3
- 14.49%
- Loans receivable
- 1772174000
- Nii yoy increase
- 6163000
- Adjusted net income
- 7207000
- Shareholders equity
- 226184000
- Adjusted diluted eps
- 1.3
- Non performing loans
- 11688000
- Securities sale loss
- 29049000
- Net interest income q3
- 19161000
- Shares issued august 2026
- 1232142
- Public offering net proceeds
- 48284000
- Nine month adjusted net income
- 16236000
- Prior year adjusted diluted eps
- 1.09
- Balance sheet restructuring net loss
- 27713000
AI analysis
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