BANCO BILBAO VIZCAYA ARGENTARIA, S.A. (BBVA) Form 6-K — Oct 29, 2026
BBVA reported a record €9.07 billion net attributable profit for the first nine months of 2026, up 13.6% year-over-year, driven by strong net interest income (€23.24 billion, +17.8%) and fees (€6.91 billion, +14.5%). EPS grew even faster at 17.5%, aided by share buybacks, while lending rose 20.4% in constant euros and ROTE hit 22%. The bank remains well capitalized with a CET1 ratio of 12.21%, above its 11.5-12% target range, and rewarded shareholders with a record €0.37 per-share interim dividend plus a €2 billion buyback now in its second tranche.
Key figures
- Eps
- 0
- Revenue
- 0
- Guidance
- Progress on 2025-2029 Strategic Plan and 2025-2028 financial targets
- Net Income
- €9.07 billion (9M 2026 net attributable profit, +13.6% YoY)
- Roe
- 20.8%
- Rote
- 22%
- Npl ratio
- 2.6%
- Cet1 ratio
- 12.21%
- Cost of risk
- 1.44%
- Gross income
- €32.07 billion (+16.3%)
- Spain profit
- €3.11 billion
- Mexico profit
- €4.52 billion (+8.4% YoY)
- Coverage ratio
- 84%
- Turkiye profit
- €789 million (+21.8%)
- Buyback program
- €2 billion (first €1 billion tranche completed, second underway)
- Efficiency ratio
- 37.9%
- Operating income
- €19.90 billion (+16.5%)
- Operating expenses
- €12.17 billion (+16%)
- Net interest income
- €23.24 billion (+17.8% constant euros)
- South america profit
- €821 million (+42.1%)
- Rest of business profit
- €801 million (+58.5%)
- Net fees and commissions
- €6.91 billion (+14.5%)
- Interim dividend per share
- €0.37 (up ~16% vs 2025)
- Q3 net attributable profit
- €3.02 billion (+14.4% YoY)
- Lending growth constant euros
- 20.4% YoY
- Tangible book value per share plus dividends
- €10.92 (+19.9% YoY)
AI analysis
Red flags3 · Pro
The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.
AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.