Paymentus Holdings, Inc. (PAY) Form 8-K — Nov 2, 2026
Paymentus reported Q3 2026 revenue of a record $372.2 million, up 19.8% year-over-year, with contribution profit up 20.6% to $118.5 million and adjusted EBITDA up 38.6% to $49.7 million at a record 41.9% margin. GAAP net income was $27.5 million ($0.21 diluted EPS) versus $17.7 million ($0.14) a year ago, and the company processed 219.0 million transactions, up 20.1% YoY. Cash and equivalents stood at $407.6 million with no material debt.
Key figures
- Eps
- 0.21
- Revenue
- 372175000
- Guidance
- Q4 2026: revenue $373M-$378M, contribution profit $120M-$122M, adjusted EBITDA $45M-$50M; FY2026: revenue $1,464M-$1,469M, contribution profit $466M-$468M, adjusted EBITDA $186M-$191M
- Net Income
- 27480000
- Revenue Yoy
- 19.8%
- Total Assets
- 763872000
- Cash Position
- 407616000
- Shares Outstanding
- 126,110,486 total (78,633,297 Class A + 47,477,189 Class B)
- Gross profit
- $93.8M, up 25.4% YoY
- Adjusted ebitda
- $49.7M, up 38.6% YoY
- Free cash flow q3
- $33.98M
- Contribution profit
- $118.5M, up 20.6% YoY
- Non gaap net income
- $33.1M
- Non gaap diluted eps
- $0.25 vs $0.17
- Adjusted ebitda margin
- 41.9% (record)
- Operating cash flow q3
- $43.6M
- Transactions processed
- 219.0M, up 20.1% YoY
AI analysis
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