Paymentus Holdings, Inc. (PAY) Form 10-Q — Nov 2, 2026
Paymentus reported Q3 2026 revenue of $372.2 million, up 19.8% from $310.7 million a year earlier, with net income of $27.5 million ($0.21 diluted EPS) versus $17.7 million ($0.14) in Q3 2025. Transactions processed grew 20.1% to 219.0 million, and nine-month revenue reached $1.09 billion, up 26.0%. Margins expanded alongside growth: gross profit rose 25.3% to $93.8 million, contribution profit grew 20.6% to $118.5 million, and operating income jumped 69% to $33.5 million. Cash and equivalents climbed to $407.6 million from $320.9 million at year-end, with no debt and $122.9 million in nine-month operating cash flow.
Key figures
- Eps
- 0.21
- Revenue
- 372175000
- Net Income
- 27480000
- Revenue Yoy
- 19.8%
- Total Assets
- 763872000
- Cash Position
- 407616000
- Shares Outstanding
- 78,633,959 Class A and 47,477,189 Class B as of October 29, 2026
- Stock comp q3
- 6509000
- Q3 2025 revenue
- 310737000
- Nine month revenue
- 1091352000
- Q3 2025 net income
- 17744000
- Q3 2025 diluted eps
- 0.14
- Nine month net income
- 73920000
- Contribution profit q3
- 118467000
- Nine month diluted eps
- 0.57
- Nine month revenue yoy
- 26.0% (866.0M to 1,091.4M)
- Adjusted gross profit q3
- 99804000
- Transactions processed q3
- 219.0 million, +20.1% YoY
- Effective tax rate q3 2026
- 25.4%
- Contribution profit growth q3
- 20.6%
- Nine month operating cash flow
- 122931000
- Adjusted gross profit growth q3
- 23.1%
- Remaining performance obligations
- $5.8 million plus $41.8 million minimum guarantees through 2030
AI analysis
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