MoneyHero Ltd (MNY) Form 6-K — Sep 11, 2026
MoneyHero reported Q2 2026 revenue of US$15.8 million, down 13% year-over-year, and swung to a net loss of US$(1.2) million from a US$0.2 million profit a year ago, driven by a foreign-exchange swing and its deliberate shift to cash rewards, which are deducted from revenue under IFRS 15. Underlying profitability improved despite the headline decline: Adjusted EBITDA loss narrowed 17% YoY to US$(1.6) million, Constant FX EBITDA loss narrowed 64% to US$(0.9) million, and the approval rate rose 9 percentage points to 48% as the company prioritized higher-intent users over volume.
Key figures
- Revenue
- 15752000
- Guidance
- No formal quantitative guidance; management targets full-year Adjusted EBITDA improvement with 2H catalysts including Home Loans comparison launch in Singapore, AI-assisted search bar, Critical Illness products in Hong Kong in Q3, member dashboard rollout, and Voucher Management System extension.
- Total Debt
- 0
- Revenue Yoy
- -13% YoY in Q2; roughly flat YoY at US$32.3 million for 1H 2026
- Cash Position
- 28160000
- Group members
- 10100000
- Applications q2
- 310000
- H1 2026 revenue
- 32268000
- H1 cash rewards
- 9228000
- Q2 2025 revenue
- 18022000
- Approval rate q2
- 48%
- Net current assets
- 32616000
- Q2 2025 net profit
- 216000
- Q2 cost of revenue
- 7567000
- Q2 technology costs
- 462000
- Cash rewards q2 2026
- 5112000
- Monthly unique users q2
- 3700000
- Approved applications q2
- 148000
- Group members growth yoy
- 17%
- Cash rewards q2 yoy growth
- 77%
- H1 total transaction value
- 41500000
- Q2 total transaction value
- 20900000
- Monthly unique users q2 2025
- 5300000
- Q2 technology cost change yoy
- -50%
- Q2 combined operating expenses
- 18200000
- Adjusted ebitda loss narrowed yoy
- 17%
- Constant fx ebitda loss narrowed yoy
- 64%
- Wealth insurance share of q2 revenue
- 30%
- H1 nonrecurring legal professional fees
- 1649000
- Q2 combined operating expense change yoy
- -12%
AI analysis
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