REGIONS FINANCIAL CORP (RF) Form 8-K — Oct 16, 2026
Regions Financial (NYSE: RF) reported third quarter 2026 earnings of $611 million and diluted EPS of $0.71, with adjusted earnings of $622 million and adjusted EPS of $0.73. On both reported and adjusted bases, earnings rose 11% and diluted EPS rose 16% versus the third quarter of 2025, aided by record capital markets and treasury management income and net interest margin expanding 2 bps QoQ to 3.68%.
Key figures
- Eps
- 0.71
- Revenue
- 1973
- Net Income
- 631
- Total Debt
- short-term borrowings $4,500M plus long-term borrowings $5,982M
- Revenue Yoy
- 3.0% vs 3Q25 (total revenue $1,973M vs $1,916M)
- Total Assets
- 163213
- Cash Position
- $64 billion total available liquidity
- Roatce
- 21.27% reported / 21.66% adjusted
- Nim fte
- 3.68%
- Acl ratio
- 1.61%
- Cet1 ratio
- 10.8% (estimated)
- Net charge offs
- 0.29% of average loans (down 13 bps QoQ)
- Efficiency ratio
- 56.2% reported / 55.8% adjusted
- Dividends declared
- $255 million
- Shares repurchased
- approximately 3 million shares for $95 million
- Adjusted diluted eps
- 0.73
- Provision for credit losses
- 68
- Adjusted net income to common
- 622
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