Nu Holdings Ltd. (NU) Form 6-K — Aug 13, 2026

$NUForm 6-KFiled Aug 13, 2026, 5:06 PM ET0001292814-26-004228Original filing

Nu Holdings furnished a Form 6-K on August 13, 2026 containing its Q2 2026 Managerial P&L Reconciliation Report, showing total revenue of USD 5,875.7 million for the quarter ended June 30, 2026, up 55.7% from USD 3,772.3 million in Q2 2025. Managerial net income rose 66.6% year over year to USD 1,061.1 million, with gross profit of USD 2,441.1 million versus USD 1,519.3 million a year earlier, driven by credit income of USD 3,604.8 million, float income of USD 1,454.4 million and fee income of USD 816.4 million.

Key figures

Revenue: USD 5,875.7 million (managerial P&L, Q2 2026)
Net Income: USD 1,061.1 million (managerial, Q2 2026)
Revenue Yoy: +55.7% (vs USD 3,772.3 million in Q2 2025)
Ebt q2 2026: USD 1,630.3 million (vs 970.2 in Q2 2025)
Net income yoy: +66.6% (vs USD 637.0 million in Q2 2025)
Fee income q2 2026: USD 816.4 million (vs 541.6 in Q2 2025)
Float income q2 2026: USD 1,454.4 million (vs 990.9 in Q2 2025)
Funding cost q2 2026: USD 1,372.1 million (vs 1,007.3 in Q2 2025)
Gross profit q2 2025: USD 1,519.3 million
Gross profit q2 2026: USD 2,441.1 million
Credit income q2 2026: USD 3,604.8 million (vs 2,239.8 in Q2 2025)
Cost of credit q2 2026: USD 1,690.8 million (vs 1,051.1 in Q2 2025)
Ifrs income taxes q2 2026: USD 175.2 million (managerial taxes of USD 569.2 million reflect net-income-neutral tax-equivalency adjustments)
Ifrs total revenue q2 2026: USD 5,513.2 million (before USD 362.4 million of reclassifications)
Operating expenses q2 2026: USD 806.2 million (vs 548.1 in Q2 2025)
Total direct costs q2 2026: USD 3,434.6 million
Revenue based taxes q2 2026: USD 240.9 million (vs 111.4 in Q2 2025)

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