BANK BRADESCO (BBD) Form 6-K — Oct 23, 2026
Banco Bradesco reported 3Q26 recurring net income of R$7.1 billion, up 14.6% year-over-year and 0.8% quarter-over-quarter, on total revenue of R$38.0 billion (+8.4% y/y). The cost-to-income ratio improved to 45.4%, down 4.7 percentage points year-over-year, with operating expenses growing below inflation. The bank completed its R$10 billion capital increase, with Central Bank of Brazil approval obtained in October 2026 — R$5.4 billion subscribed by controlling shareholders and R$4.6 billion by minorities. Capital ratios rose to 16.0% total Basel and 13.7% Tier I, well above regulatory minimums.
Key figures
- Revenue
- 38039000000
- Guidance
- 2026: Expanded Loan Portfolio +8.5% to +10.5%; NII net of provisions R$42-48 bn; fee income +3% to +5%; operating expenses +6% to +8%; insurance income +6% to +8%
- Net Income
- 7109000000
- Total Debt
- 2349004000000
- Total Assets
- 2542682000000
- Cash Position
- 13790000000
- Shares Outstanding
- market capitalization R$183.9 bn as of Sept26
- Roae
- 16.1% (14.4% including capital increase effect)
- Npl 90 days
- 4.6% (+0.3 p.p. q/q, +0.5 p.p. y/y)
- Tier1 ratio
- 13.7%
- Cost of risk
- 3.7%
- Capital increase
- R$10 billion completed (R$5.4 bn controlling shareholders, R$4.6 bn minority)
- Basel total ratio
- 16.0%
- Total revenue yoy
- +8.4%
- Net interest income
- R$21,372 million (+14.2% y/y)
- Cost to income ratio
- 45.4% (-4.7 p.p. y/y)
- Expanded loan portfolio
- R$1,149.5 bn (+11.1% y/y)
- Recurring net income qoq
- +0.8%
- Recurring net income yoy
- +14.6%
- Insurance net income 9m26
- R$8.6 bn (+18.2% y/y), ROAE 21.7%
AI analysis
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