BANK BRADESCO (BBD) Form 6-K — Oct 23, 2026
Banco Bradesco reported 3Q26 recurring net income of R$7.1 billion, up 14.6% year-over-year and 0.8% quarter-over-quarter, on total revenue of R$38.0 billion (+8.4% y/y). The efficiency ratio improved to 45.4%, down 4.7 p.p. year-over-year, and the company completed its R$10 billion capital increase, lifting its Tier I ratio to 13.7%. Credit quality showed mild stress: the 90-day NPL ratio rose to 4.6% (+0.3 p.p.
Key figures
- Eps
- 0
- Revenue
- 38000000000
- Guidance
- 2026: Expanded loan portfolio +8.5% to +10.5%; NII net of provisions R$42-48bn; fee income +3% to +5%; opex +6% to +8%; insurance income +6% to +8%
- Net Income
- 7109000000
- Total Debt
- 0
- Cash Position
- 0
- Roae
- 16.1%
- Npl 90 days
- 4.6%
- Revenue yoy
- 8.4%
- Tier1 ratio
- 13.7%
- Cost of risk
- 3.7%
- Insurance roae
- 22.0%
- Net income qoq
- 0.8%
- Net income yoy
- 14.6%
- Capital increase
- R$10bn completed
- Efficiency ratio
- 45.4%
- Basel total ratio
- 16.0%
- Common equity ratio
- 12.1%
- Expanded loan portfolio
- R$1,150bn (+11.1% y/y)
- Roae ex capital increase
- 16.1%
- Insurance net income 3q26
- R$2.9bn
- Total funds raised and managed
- R$3.9tn
AI analysis
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