Citizens Community Bancorp Inc. (CZWI) Form 8-K — Jul 27, 2026

$CZWIForm 8-KItems 2.02, 8.01, 9.01Filed Jul 27, 2026, 8:54 AM ET0001367859-26-000041Original filing

Citizens Community Bancorp reported a significant decline in second quarter earnings, with net income dropping to $1.1 million or $0.11 per share, down from $3.3 million or $0.33 per share in the prior year quarter. The decrease was driven primarily by a $4.33 million provision for credit losses tied to specific problem loans, including a $4.2 million owner-occupied commercial real estate loan and campground loans totaling $5.7 million that moved to nonaccrual status. Despite the earnings hit, the company declared a quarterly dividend of $0.105 per share, payable on August 21, 2026, to shareholders of record on August 7, 2026.

Key figures

Eps: $0.11
Net Income: $1.1 million
Total Assets: $1.814 billion
Efficiency Ratio: 65%
Dividend Per Share: $0.105
Book Value Per Share: $19.83
Net Interest Margin: 3.22%
Nonperforming Assets: $32.4 million
Allowance For Credit Losses: $25.9 million
Provision For Credit Losses: $4.33 million
Tangible Common Equity Ratio: 8.96%

Price after filing

1 day: 0.0%7 days: -4.7%30 days: -9.3%

Close on the filing date to close N calendar days later (from $22.98). Historical, not a forecast.

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