VISA INC. (V) Form 8-K — Oct 27, 2026
Visa reported fiscal Q4 2026 net revenue of $12.1 billion, up 13% year over year, with GAAP net income of $6.0 billion ($3.19/share) and non-GAAP net income of $6.6 billion ($3.48/share). Payments volume grew 9% and processed transactions rose 10% to 74.2 billion in the quarter. For the full fiscal year, Visa posted record net revenue of $45.9 billion, up 15%, which CEO Ryan McInerney called the strongest growth in over 15 years excluding the post-pandemic recovery and acquisitions. Full-year GAAP net income was $23.5 billion and non-GAAP net income was $25.3 billion.
Key figures
- Eps
- $3.19 GAAP / $3.48 non-GAAP (Q4); $12.32 GAAP / $13.27 non-GAAP (FY)
- Revenue
- $12.1B (Q4); $45.9B (FY2026)
- Guidance
- No quantitative guidance provided in release
- Net Income
- $6.0B GAAP / $6.6B non-GAAP (Q4); $23.5B GAAP / $25.3B non-GAAP (FY)
- Total Debt
- $22.1B ($2.7B current maturities + $19.4B long-term debt)
- Revenue Yoy
- 13% (Q4); 15% (FY2026)
- Total Assets
- $94.4B
- Cash Position
- $14.2B cash, cash equivalents and investment securities at Sept 30, 2026
- Fy buybacks
- $20.5B (~61M shares at $335.49 avg)
- Q4 buybacks
- $4.0B (~11M shares at $369.12 avg)
- Diluted shares q4
- 1.88 billion
- Dividend per share
- $0.780 quarterly, up 16%
- Biotech acquisition
- $2.4B cash for BioCatch, expected close by end of fiscal Q2 2027
- Payments volume growth
- 9% (Q4 and FY, constant dollars)
- Litigation provision q4
- $469M (MDL)
- Litigation escrow deposit
- $405M at VWAP $366.81
- Processed transactions fy
- 281.3 billion, +9%
- Processed transactions q4
- 74.2 billion, +10%
- Cross border volume growth
- 14% (Q4, constant dollars)
- Q4 effective tax rate gaap
- 18.5%
- Remaining repurchase authorization
- $24.4B
AI analysis
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