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FARMERS NATIONAL BANC CORP /OH/ (FMNB) Form 8-K — Jul 22, 2026

$FMNBForm 8-KItems 2.02, 7.01Filed Jul 22, 2026, 8:05 AM ET0001437749-26-024042Original filing

Farmers National Banc Corp. reported strong second quarter 2026 results with net income of $23.0 million, or $0.39 per diluted share, up 65% from $13.9 million, or $0.37 per share, in the same quarter last year. Excluding $1.7 million in acquisition and core conversion costs, adjusted net income was $24.4 million, or $0.41 per share, compared to $0.37 per share in the prior year quarter. The company demonstrated solid operational momentum with net interest margin improving to 3.44% from 2.91% in the second quarter of 2025, and non-performing loans declining $15.2 million (25.4%) during the quarter to $44.6 million.

Key figures

Eps
0.39
Revenue
56032000
Net Income
23035000
Total Debt
0
Total Assets
7140884000
Cash Position
164754000
Shares Outstanding
59233000
Efficiency Ratio
55.6%
Net Interest Margin
3.44%
Non Performing Loans
44636000
Commercial Lending Fundings
175000000
Non Performing Loans To Total Loans
0.93%

Price after filing

1 day: -0.1%7 days: +9.4%30 days: +7.7%

Close on the filing date to close N calendar days later (from $14.59). Historical, not a forecast.

AI analysis

Red flags3 · Pro

The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.

AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.

    FARMERS NATIONAL BANC CORP /OH/ (FMNB) Form 8-K — Jul 22, 2026: AI Analysis | Signal8