RBB Bancorp (RBB) Form 10-Q — Aug 7, 2026
RBB Bancorp reported net income of $10.1 million, or $0.59 diluted EPS, for the quarter ended June 30, 2026, up from $9.3 million, or $0.52 diluted EPS, a year earlier but down from $11.3 million, or $0.66, in Q1 2026. First-half 2026 net income of $21.4 million nearly doubled from $11.6 million a year ago, driven by 13% net interest income growth and lower credit costs. Credit quality improved in the quarter: the company booked no provision for credit losses, annualized net charge-offs were just 0.01% of average loans, and nonperforming assets fell $5.3 million to $43.6 million, or 1.02% of total assets.
Key figures
- Eps
- 0.59
- Net Income
- 10140000
- Cash Position
- 283015000
- Shares Outstanding
- 16,985,919 at June 30, 2026; 16,915,964 at July 31, 2026
- Loans HFI
- 3309459000
- Total Assets
- 4275002000
- Fhlb Advances
- 160000000
- Long Term Debt
- 120000000
- Roa Annualized
- 0.97%
- Roe Annualized
- 7.64%
- Total Deposits
- 3390641000
- Buyback Shares Q2
- 180576
- Efficiency Ratio
- 57.46%
- Rotce Annualized
- 8.85%
- Dividend Per Share
- 0.16
- Book Value Per Share
- 31.51
- Loan To Deposit Ratio
- 97.6%
- Shareholders Equity
- 535177000
- Net Interest Income Q2
- 30086000
- Noninterest Income Q2
- 3018000
- Nonperforming Assets
- 43600000
- Noninterest Expense Q2
- 19022000
- Buyback Weighted Avg Price
- 24.65
- Net Charge Offs Annualized
- 0.01% of average loans
- Afs Gross Unrealized Losses
- 21406000
- Allowance For Credit Losses
- 44100000
- Subordinated Debentures Net
- 15484000
- Tangible Book Value Per Share
- 27.23
- Net Interest Income Six Months
- 60589000
- Noninterest Income Six Months
- 7269000
- Pre Tax Pre Provision Income Q2
- 14082000
- Provision For Credit Losses Q2
- 0
- Pre Tax Pre Provision Income Six Months
- 29578000
- Repurchase Plan2026 Remaining Shares
- 982924
- Subordinated Notes Redeemed July2026
- 40000000
- Nonperforming Assets Percent Of Assets
- 1.02%
- Allowance For Loan Losses Percent Of Loans HFI
- 1.32%
- Subordinated Notes Outstanding After Redemption
- 80000000
Price after filing
Close on the filing date to close N calendar days later (from $26.80). Historical, not a forecast.
AI analysis
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