Usio, Inc. (USIO) Form 8-K — Aug 12, 2026
Usio, Inc. (Nasdaq: USIO) reported second quarter 2026 revenue of $23.7 million, up 19% from $20.0 million a year ago, with GAAP net income of approximately $0.3 million, or $0.01 per share, versus a net loss of ($0.4) million, or ($0.01) per share, in the prior-year quarter. The quarter beat consensus estimates on revenue, EPS, and Adjusted EBITDA, which more than doubled to $1.1 million, up 128% year over year. Total payment dollars processed rose 27% to $2.47 billion, transactions climbed 27% to 17.9 million, and ACH transaction volume set a fifth consecutive quarterly record, up 34%.
Key figures
- Eps
- 0.01
- Revenue
- 23678636
- Guidance
- FY2026 revenues now expected up 14-16% vs prior year, raised from previously expected 10-12%
- Net Income
- 280080
- Revenue Yoy
- 19%
- Total Assets
- 123786998
- Cash Position
- 6385966
- Gross Margin
- 24.2%
- Gross Profit
- 5725987
- Adjusted EBITDA
- 1145439
- Operating Income
- 376913
- Repurchase Spend
- 371000
- Six Month Revenue
- 49144410
- Ach Revenue Growth
- 21%
- Adjusted EBITDAYoy
- 128%
- Shares Outstanding
- 28513915
- Six Month Net Income
- 402583
- Six Month Revenue Yoy
- 17%
- Operating Cash Flow H1
- 252604
- Pay Fac Revenue Growth
- 43%
- Payment Transactions
- 17900000
- Shares Repurchased H1
- 281000
- Ach Transaction Growth
- 34%
- Adjusted EBITDAMargin
- 4.8%
- Prepaid Revenue Change
- -10%
- Prior Year Gross Margin
- 25.8%
- Six Month Adjusted EBITDA
- 1926180
- Credit Card Revenue Growth
- 28%
- Payment Dollars Processed
- $2.47 billion, up 27% YoY
- Output Solutions Revenue Growth
- 22%
Price after filing
Close on the filing date to close N calendar days later (from $2.38). Historical, not a forecast.
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