NSTS Bancorp, Inc. (NSTS) Form 10-Q — Aug 13, 2026
NSTS Bancorp's defining event is the pending all-cash merger with Brookfield Bancshares: under the May 12, 2026 Merger Agreement, each outstanding share will be converted into the right to receive cash from an aggregate $73.66 million consideration pool, or approximately $14.28 per share, with closing anticipated in Q4 2026 subject to stockholder and regulatory approvals. Q2 2026 results showed a net loss of $204,000, narrowed from $258,000 a year earlier, and the six-month loss improved to $243,000 from $586,000.
Key figures
- Total Debt
- 0
- Total Assets
- 269916000
- Cash Position
- 47522000
- Deal Value Usd
- 73662000
- Shares Outstanding
- 5253131
- Total equity
- 80121000
- Total deposits
- 184078000
- Afs unrealized loss
- $8.4 million (10.1% of portfolio book value)
- Merger price per share
- $14.28 (approximate)
- Nonaccrual pct of loans
- 1.89% vs 0.22% at year-end 2025
- Accelerated vesting expense
- $134,000 (options) + $141,000 (restricted stock)
- Net interest income q2 2026
- $1.7 million
- Net interest margin q2 2026
- 2.78%
- Nonaccrual loans dec 31 2025
- 284000
- Nonaccrual loans june 30 2026
- 2411000
- Tier1 capital to average assets
- 25.48%
- Closing stock price june 30 2026
- 13.76
- Merger transaction expenses q2 2026
- 611000
- Boli death benefit noninterest income
- 918000
Price after filing
Close on the filing date to close N calendar days later (from $13.82). Historical, not a forecast.
AI analysis
The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.
AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.