Oak Valley Bancorp (OVLY) Form 8-K — Oct 23, 2026
$OVLYForm 8-KItems 2.02, 7.01, 9.01Filed Oct 23, 2026, 2:09 PM ET0001437749-26-033387Original filing
Oak Valley Bancorp reported Q3 2026 net income of $6.45 million, or $0.77 per diluted share, up from $0.61 in the prior quarter but below the $0.81 posted a year ago. Net interest income rose to $19.8 million with net interest margin expanding to 4.24%, driven by growth in average earning assets and higher yields. Non-interest expense declined sequentially but remained above year-ago levels due to staffing and branch expansion costs. The balance sheet remains strong with total assets of $1.98 billion, deposits of $1.76 billion, and $179.7 million in cash.
Key figures
- Eps
- 0.77
- Revenue
- 0
- Net Income
- 6450000
- Total Debt
- 0
- Total Assets
- 1976174000
- Cash Position
- 179669000
- Shares Outstanding
- 8419978
- Roa Q3
- 1.28%
- Roe Q3
- 12.16%
- Ytd Eps
- 2.02
- Deposits
- 1762583000
- Gross Loans
- 1154055000
- Year Ago Eps
- 0.81
- Ytd Net Income
- 16873000
- Acl To Gross Loans
- 0.97%
- Prior Quarter Eps
- 0.61
- Npa To Total Assets
- 0.13%
- Book Value Per Share
- 22.7
- Net Interest Income Q3
- 19802000
- Net Interest Margin Q3
- 4.24%
- Non Interest Income Q3
- 1851000
- Non Performing Assets
- 2581000
- Non Interest Expense Q3
- 13420000
- Dividends Paid Per Share
- 0.375
AI analysis
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