PLUMAS BANCORP (PLBC) Form 10-Q — Nov 4, 2026
Plumas Bancorp's Q3 2026 net income doubled to $11.4 million, or $1.64 per share, from $5.1 million ($0.74) in Q3 2025, with diluted EPS of $1.61 vs. $0.73. Nine-month net income rose 67% to $31.1 million. Net interest margin expanded 22 basis points to 5.05%, while the credit loss provision fell sharply to $150 thousand from $5.4 million a year ago.
Key figures
- Eps
- 1.64
- Revenue
- $31.1 million Q3 net income; $31.1 million nine-month net income
- Net Income
- 11386000
- Total Debt
- 16045000
- Total Assets
- 2266296000
- Cash Position
- 114360000
- Shares Outstanding
- 6940874
- Q3 diluted eps
- 1.61
- Total deposits
- 1866643000
- Cre concentration
- 67.9% of loans
- Q3 2025 eps basic
- 0.74
- Q3 2025 provision
- 5373000
- Total gross loans
- 1495545000
- Q3 2025 net income
- 5146000
- Shareholder equity
- 262451000
- Uninsured deposits
- $789 million
- Nonperforming loans
- 21128000
- Buybacks nine months
- $4.2 million
- Nine month net income
- 31108000
- Common leverage ratio
- 11.9%
- Cornerstone deal value
- $61.3 million
- Net interest income q3
- 26541000
- Net interest margin q3
- 5.05%
- Nine month diluted eps
- 4.4
- Return on avg assets q3
- 1.98%
- Return on avg equity q3
- 16.7%
- Nonperforming loans ratio
- 1.41%
- Nonperforming assets ratio
- 0.94%
- Allowance for credit losses
- 19742000
- Net interest margin yoy change
- +22 bps
- Provision for credit losses q3
- 150000
AI analysis
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