Essent Group Ltd. (ESNT) Form 8-K — Aug 7, 2026

$ESNTForm 8-KItems 2.02, 9.01Filed Aug 7, 2026, 6:51 AM ET0001448893-26-000022Original filing

Essent Group reported second quarter 2026 net income of $189.7 million, or $2.08 per diluted share, versus $195.3 million, or $1.93, a year earlier, with per-share earnings up on a reduced share count. Capital return stayed front and center: the Board declared a $0.35 quarterly dividend payable September 10, 2026, and the company has repurchased 5.8 million shares for $348 million year-to-date through July 31, while book value per share reached $63.01, up 10.6% over 12 months.

Key figures

Eps: 2.08
Revenue: $362.7 million total revenues (Q2 2026) vs $319.1 million (Q2 2025)
Net Income: $189.7 million (Q2 2026) vs $195.3 million (Q2 2025); $361.5 million for 1H 2026
Total Debt: $500.0 million senior notes outstanding
Total Assets: $7.59 billion
Cash Position: $74.3 million cash; $6.55 billion total cash and investments
Shares Outstanding: 89.9 million common shares issued and outstanding
Buyback Ytd: 5.8 million shares repurchased for $348 million through July 31, 2026
Claim Severity: 85% vs 67% a year ago
Debt To Capital: 8.11%
Loans In Default: 20,278 (2.53% of book) vs 17,255 (2.12%) a year ago
Cure Rate Q2 Cohort: 23% vs 87% for year-ago cohort
Dividend Per Share: $0.35 quarterly, payable September 10, 2026 (record date August 31, 2026)
Insurance In Force: $249.7 billion at June 30, 2026
Book Value Per Share: $63.01 vs $56.98 a year ago (+10.6%); $64.33 inclusive of dividends (+12.9%)
Mi Combined Ratio Q2: 28.4% vs 22.3% a year ago
Diluted Eps Prior Year: $1.93 (Q2 2025)
New Insurance Written: $14.1 billion Q2 2026 vs $12.5 billion Q2 2025 and $11.1 billion Q1 2026
Net Investment Income1 H: $120.9 million 1H 2026 vs $117.5 million 1H 2025
Provision For Losses LAE: $49.0 million Q2 2026 vs $17.1 million Q2 2025
Return On Average Equity: 12.7% annualized YTD 2026
Gross Premiums Written Q2: $342.4 million vs $274.9 million prior year
Pmiers Sufficiency Ratio: 172%
Reinsurance Combined Ratio YTD: 74.6% 1H 2026 vs 18.1% 1H 2025
Reinsurance Net Premiums Written1 H: $248.8 million 1H 2026 vs $30.6 million 1H 2025

Price after filing

1 day: +3.3%7 days: +4.2%30 days: +4.0%

Close on the filing date to close N calendar days later (from $66.51). Historical, not a forecast.

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