Northwest Bancshares, Inc. (NWBI) Form 8-K — Oct 26, 2026
Northwest Bancshares (Nasdaq: NWBI) reported Q3 2026 net income of $51 million, or $0.34 per diluted share, up sharply from $3 million ($0.02) a year ago and adjusted diluted EPS of $0.35 on a non-GAAP basis. The company posted record total revenue and record net interest income of $148.9 million, with net interest margin at 3.70% and 31% year-over-year average C&I loan growth. Credit quality remained strong, with annualized net charge-offs of just 0.15% and nonperforming loans at 0.74% of total loans, while classified loans fell 11% from a year ago. The balance sheet grew meaningfully versus the prior year, driven largely by the Penns Woods Bancorp acquisition completed in Q3 2025.
Key figures
- Eps
- 0.34
- Revenue
- record total revenue (net interest income $148,950 thousand plus noninterest income $35,927 thousand for Q3 2026)
- Net Income
- 50719000
- Total Debt
- 786715000
- Total Assets
- 17309859000
- Cash Position
- 223310000
- Shares Outstanding
- 146559425
- Roa annualized
- 1.18%
- Roe annualized
- 10.42%
- Total deposits
- 14275038000
- Efficiency ratio
- 58.94%
- Book value per share
- 12.91
- Classified loans pct
- 3.50%
- Net interest margin fte
- 3.70%
- Adjusted efficiency ratio
- 57.79%
- Annualized dividend yield
- ~5.4%
- Annualized net chargeoffs
- 0.15%
- Nonperforming loans ratio
- 0.74%
- Avg c and i loan growth yoy
- 31%
- Net interest income q3 2026
- 148950000
- Quarterly dividend per share
- 0.2
- Adjusted diluted eps non gaap
- 0.35
- Consecutive dividend quarters
- 128
- Tangible book value per share
- 9.65
AI analysis
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