Customers Bancorp, Inc. (CUBI) Form 10-Q — Nov 6, 2026
Customers Bancorp reported Q3 2026 net income of $78.4 million, or $2.25 diluted EPS, up from $2.20 a year ago, with nine-month diluted EPS of $6.28 versus $4.24 in 2025. The balance sheet expanded to $27.4 billion in total assets with loans of $18.2 billion and deposits of $22.6 billion, while the company repurchased $87.7 million of stock year-to-date under its $100 million 2026 buyback program.
Key figures
- Eps
- 6.28
- Revenue
- Nine months 2026 total interest income $1,051.7M plus non-interest income $99.7M
- Net Income
- 219596000
- Total Debt
- FHLB advances $2,137.2M + other borrowings $99.3M + subordinated debt $171.9M = ~$2.41B at Sep 30, 2026
- Total Assets
- 27411648000
- Cash Position
- 3624965000
- Shares Outstanding
- 33340010
- Aoci
- -$118.0M
- Q3 buybacks
- 492,178 shares for $38.3M
- Total deposits
- $22.56B
- Total loans net
- $18.23B
- Q3 2026 net income
- $78.4M
- Immediate liquidity
- ~$7.8B FRB/FHLB capacity plus $3.6B cash
- Q3 2025 diluted eps
- 2.2
- Q3 2026 diluted eps
- 2.25
- Buybacks nine months
- 1,206,650 shares for $87.7M under 2026 $100M repurchase program
- Fdic insured deposits
- 57% (66% including collateralized/affiliate deposits)
- Htm unrealized losses
- $71.3M on $601.3M amortized cost
- Net interest income q3
- $208.1M vs $201.9M year-ago
- Provision for credit losses q3
- $25.4M
AI analysis
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