Capitol Federal Financial, Inc. (CFFN) Form 8-K — Oct 28, 2026
$CFFNForm 8-KItems 2.02, 7.01, 9.01Filed Oct 28, 2026, 9:45 AM ET0001490906-26-000036Original filing
Capitol Federal Financial (CFFN) reported Q4 FY2026 net income of $22.4 million, or $0.18 per share, with net interest margin expanding eight basis points to 2.39% — its ninth consecutive quarter of NII growth and NIM expansion. For the full fiscal year, net income rose to $86.4 million from $68.0 million, driven by commercial loan growth of $468.8 million (+22.2%) and a funding remix that cut borrowings by $335.3 million.
Key figures
- Eps
- 0.18
- Revenue
- 0
- Net Income
- 22400000
- Total Debt
- $1.62 billion borrowings
- Total Assets
- 9670000000
- Cash Position
- $150.3 million (Bank cash and equivalents); $22.1 million held at holding company
- Shares Outstanding
- 123413063
- Cet1 ratio
- 15.6%
- Fy2025 eps
- 0.52
- Fy2026 eps
- 0.69
- Tier1 leverage
- 10.1%
- Total deposits
- 6860000000
- Fy2026 buybacks
- 8,054,222 shares for $60.6 million (avg $7.53)
- Post q4 buybacks
- 2,512,196 shares for $21.7 million (avg $8.64) through Oct 23, 2026
- Fy2025 net income
- 68000000
- Fy2026 net income
- 86400000
- Efficiency ratio q4
- 53.79%
- Fy2026 dividends paid
- $0.380 per share / $48.0 million
- Net interest income q4
- 54800000
- Net interest margin q4
- 2.39%
- Net interest margin fy2025
- 1.96%
- Net interest margin fy2026
- 2.28%
- Quarterly dividend declared
- $0.085 per share payable Nov 20, 2026
- Return on avg equity fy2026
- 8.35%
- Commercial loans outstanding
- 2580000000
- Commercial loan growth fy2026
- +$468.8 million / +22.2%
- Tangible book value per share
- 8.02
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