LANDMARK BANCORP INC (LARK) Form 10-Q — Aug 12, 2026

$LARKForm 10-QFiled Aug 12, 2026, 12:12 PM ET0001493152-26-037277Original filing

Landmark Bancorp posted Q2 2026 net earnings of $5.4 million, up 22.4% from $4.4 million a year earlier, with diluted EPS of $0.88 versus $0.72. First-half net earnings rose 14.9% to $10.5 million, with return on average assets improving to 1.35% from 1.11%. Net interest income climbed 10.2% to $15.1 million in the quarter as net interest margin expanded 39 basis points to 4.22%, driven by lower deposit and borrowing costs plus higher loan balances. Provision for credit losses fell to $0.5 million from $1.0 million a year ago.

Key figures

Eps: $0.88 basic and diluted Q2 2026 (vs $0.73 basic / $0.72 diluted Q2 2025); $1.72 basic / $1.70 diluted for 6M 2026
Net Income: $5.392 million Q2 2026 (vs $4.404 million Q2 2025); $10.458 million for 6M 2026 (vs $9.105 million)
Total Debt: $105.066 million ($83.415 million FHLB and other borrowings + $21.651 million subordinated debentures)
Total Assets: $1.6065 billion at June 30, 2026
Cash Position: $26.277 million at June 30, 2026 (vs $20.982 million at Dec 31, 2025)
Shares Outstanding: 6100534
Loans Net: $1.0897 billion at June 30, 2026
Total Deposits: $1.305 billion at June 30, 2026 (down from $1.389 billion at Dec 31, 2025)
Dividend Per Share: $0.21 Q2 2026 (vs $0.20 Q2 2025)
Net Interest Margin: 4.22% Q2 2026 (up 39 bps from 3.83%); 4.23% for 6M 2026
Stockholders Equity: $166.858 million at June 30, 2026 (up from $160.631 million)
Net Interest Income6 M: $30.103 million, up 12.3% YoY
Net Interest Income Q2: $15.080 million, up 10.2% YoY
Return On Average Assets: 1.35% Q2 2026 (vs 1.11% Q2 2025)
Return On Average Equity: 13.23% Q2 2026 (vs 12.25% Q2 2025)
Provision For Credit Losses Q2: $0.5 million (vs $1.0 million Q2 2025)
Shares Remaining Under Buyback: 157456

Price after filing

1 day: 0.0%7 days: -0.1%30 days: +0.8%

Close on the filing date to close N calendar days later (from $32.25). Historical, not a forecast.

AI analysis

Red flags4 · Pro

The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.

Upgrade to Pro · $49/mo billed annually

AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.