BankUnited, Inc. (BKU) Form 8-K — Oct 21, 2026
BankUnited reported 3Q 2026 net income of $72 million, or $1.01 diluted EPS, up $0.06 from a year ago; adjusted EPS excluding securities sales was $1.03. Net interest margin expanded to 3.16%, ahead of guidance, driven by improved deposit pricing and a strengthened funding mix, while criticized and classified loans fell 14% YoY and net charge-offs held at a low 0.11%.
Key figures
- Eps
- 1.01
- Guidance
- Q4 2026: ending core loans ~$17.6-17.7B, average NIDDA ~$8.65B, net interest income ~$265M, NIM ~3.20%, non-interest income ~$28M, non-interest expense ~$178M, PPNR ~$115M, credit provision ~$15M, tax rate ~25.5%
- Net Income
- 72170000
- Total Assets
- 34575714000
- Cash Position
- 425180000
- Nim
- 3.16%, up 16 bps YoY
- Npl ratio
- 1.11%
- Cet1 ratio
- 12.1%
- Cost of deposits
- 1.99%, down 6 bps QoQ
- Adjusted net income
- $73.9 million
- Adjusted diluted eps
- $1.03
- Net charge off ratio
- 0.11%
- Share repurchases q3
- $97.0 million (2.1 million shares)
- Tangible book value per share
- $39.10
AI analysis
Red flags3 · Pro
The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.
AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.