NMI Holdings, Inc. (NMIH) Form 8-K — Jul 30, 2026

$NMIHForm 8-KItems 2.02, 9.01Filed Jul 30, 2026, 4:03 PM ET0001547903-26-000037Original filing

NMI Holdings reported record second quarter 2026 financial results with net income of $105.8 million, or $1.38 per diluted share, beating the prior year's $96.2 million, or $1.21 per share. Total revenue increased 6% year-over-year to $187.9 million, driven by growth in net premiums earned and net investment income. The company's primary insurance-in-force grew to $227.1 billion, a 6% increase from the same period last year. Operational metrics improved as the loss ratio declined to 8.3% from 9.0% in the second quarter of 2025, while the expense ratio remained stable at 19.4%.

Key figures

Eps: 1.38
Revenue: $187.9 million
Net Income: $105.8 million
Revenue Yoy: 6%
Loss Ratio: 8.3%
Return On Equity: 15.9%
Insurance In Force: $227.1 billion
Book Value Per Share: $35.89

Price after filing

1 day: +0.9%7 days: +0.2%30 days: +2.0%

Close on the filing date to close N calendar days later (from $43.95). Historical, not a forecast.

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