FIRST COMMUNITY CORP /SC/ (FCCO) Form 8-K — Oct 21, 2026
First Community Corporation (Nasdaq: FCCO) reported Q3 2026 net income of $8.044 million, up 54.9% year-over-year, with diluted EPS of $0.85, a 26.9% increase. Nine-month net income reached $21.137 million, up 47.0% from the prior year. Net interest margin expanded to 3.59%, the tenth consecutive quarter of margin expansion, while total loans grew $32.1 million in the quarter to $1.610 billion, including $195.7 million from the Signature Bank of Georgia acquisition that closed in January 2026. Asset quality remains strong with non-performing assets at just 0.04% of total assets and essentially zero net charge-offs in the quarter.
Key figures
- Eps
- 0.85
- Net Income
- 8044000
- Aum
- $1.404 billion
- Total Loans
- $1.610 billion (+$32.1 million in Q3, 8.1% annualized)
- Total Assets
- $2.363 billion
- Total Deposits
- $2.005 billion
- Dividend Per Share
- $0.17 payable November 17, 2026
- Book Value Per Share
- $24.49
- Net Interest Margin
- 3.59% (tenth consecutive quarter of expansion)
- Net Income Yoy Growth
- 54.9%
- Nine Month Net Income
- $21.137 million (+47.0% YoY)
- Non Performing Assets Ratio
- 0.04%
- Net Income Ex Merger Expenses
- $8.123 million
- Tangible Book Value Per Share
- $21.09
- Diluted Eps Ex Merger Expenses
- $0.86
- Share Repurchase Authorization
- up to $7.5 million through May 7, 2027
AI analysis
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