OneMain Holdings, Inc. (OMF) Form 8-K — Oct 30, 2026
OneMain Holdings reported Q3 2026 net income of $185 million and diluted EPS of $1.60, down from $199 million and $1.67 in the prior-year quarter, as provisions for credit losses jumped to $615 million from $488 million. Growth metrics were strong: total revenue rose 7% to $1.7 billion, originations climbed 17% to $4.5 billion, and managed receivables grew 9% to $28.1 billion. Capital generation improved to $284 million, though C&I adjusted EPS fell to $1.51 from $1.90. The company declared a $1.05 per share quarterly dividend payable November 13, 2026, and repurchased $34 million of stock during the quarter.
Key figures
- Eps
- 1.6
- Revenue
- 1700000000
- Net Income
- 185000000
- Total Debt
- 24.4 billion principal debt outstanding
- Revenue Yoy
- 7% increase
- Total Assets
- 28717000000
- Cash Position
- 936000000
- Shares Outstanding
- 115.5 million weighted average diluted shares
- Buyback
- 538 thousand shares for $34 million
- Net leverage
- 5.5x
- Originations
- $4.5 billion, up 17% YoY
- Dividend payable
- November 13, 2026
- Capital generation
- $284 million vs $272 million prior year
- Dividend per share
- $1.05
- Managed receivables
- $28.1 billion
- Book value per share
- $29.59
- Dividend record date
- November 9, 2026
- Net charge off ratio
- 6.89%
- Provision for losses
- $615 million vs $488 million prior year
- Ci adjusted diluted eps
- $1.51 vs $1.90 prior year
- 30 plus delinquency ratio
- 5.34%
- Managed receivables growth
- 9% YoY from $25.9 billion
AI analysis
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