OneMain Holdings, Inc. (OMF) Form 10-Q — Oct 30, 2026
OneMain Holdings reported Q3 2026 net income of $185 million ($1.60 diluted EPS), down from $199 million ($1.67) a year earlier, as provisions for finance receivable losses jumped 26% to $615 million on receivables growth and higher net charge-offs. Underlying momentum was solid: net finance receivables grew to $26.3 billion, consumer loan origination volume rose 17% to $4.5 billion, and the BrightWay credit card book more than doubled to $1.4 billion with 1.48 million open accounts. Net interest income rose 7% to $1.15 billion and other revenues grew 30%.
Key figures
- Eps
- 1.6
- Revenue
- 1703000000
- Net Income
- 185000000
- Total Debt
- 24074000000
- Total Assets
- 28717000000
- Cash Position
- 936000000
- Shares Outstanding
- 114461628
- Dividend per share
- $1.05
- Q3 2025 net income
- 199000000
- Buyback dollars 9mo
- 173000000
- Q3 2025 diluted eps
- 1.67
- Origination volume q3
- 4542000000
- Shares repurchased 9mo
- 3016350
- Credit card receivables
- 1383000000
- Net charge off ratio q3
- 7.24%
- Net finance receivables
- 26273000000
- Provision growth q3 yoy
- 26%
- Provision for losses q3 2026
- 615000000
- Q3 2025 net charge off ratio
- 7.00%
- Unsecured notes issued aug 2026
- 600000000
AI analysis
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