CB Financial Services, Inc. (CBFV) Form 8-K — Oct 26, 2026
CB Financial Services (NASDAQ: CBFV) reported Q3 2026 net income of $5.3 million, or $0.99 per diluted share, swinging from a $5.7 million loss in Q3 2025 that had been driven by securities repositioning losses. Core profitability improved, with adjusted EPS of $0.91 (up from $0.80 in Q2), net interest margin expanding to 3.75%, and adjusted return on average equity rising to 11.95%. Specialty Treasury deposits added $110.8 million since year-end while brokered deposits fell nearly 90% to $10.0 million. The board declared a $0.28 quarterly cash dividend payable around November 27, 2026 to shareholders of record November 13, 2026.
Key figures
- Eps
- 0.99
- Revenue
- 14998000
- Guidance
- Management expects payoff activity to moderate in Q4 2026 and continued Specialty Treasury deposit contribution to build over time; focused on loan and deposit momentum heading into 2027.
- Net Income
- 5327000
- Total Assets
- 1627963000
- Cash Position
- 30830000
- Shares Outstanding
- 5084720
- Tier 1 leverage
- 10.20%
- Brokered deposits
- $10.0 million (down 89.8% from year-end)
- Dividend per share
- $0.28 (payable ~Nov 27, 2026, record date Nov 13, 2026)
- Net interest margin
- 3.75%
- Adjusted eps diluted
- 0.91
- Book value per share
- $30.67
- Total organic deposits
- $1.33 billion (+7.2% YTD)
- Return on average assets
- 1.26%
- Acl to nonperforming assets
- 311.8%
- Adjusted net income q3 2026
- 4865000
- Tangible book value per share
- $28.76
- Specialty treasury deposits ytd
- $110.8 million
- Nonperforming loans to total loans
- 0.28%
AI analysis
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