Business First Bancshares, Inc. (BFST) Form 8-K — Oct 26, 2026
Business First Bancshares (NASDAQ: BFST) reported Q3 2026 net income available to common shareholders of $23.2 million, or $0.71 per diluted share, up from $22.8 million and $0.70 in the linked quarter. On a non-GAAP core basis, net income was $26.0 million, or $0.79 per diluted share, up $2.7 million and $0.08 sequentially and up 22.6% year-over-year. Net interest margin expanded 13 basis points to 3.86% (3.80% ex-accretion), driven by higher loan yields and lower funding costs, with brokered deposits down $65.9 million and borrowings down $107.8 million. Loans grew $121.4 million (7.23% annualized) and deposits grew $141.2 million (7.74% annualized), led by Houston and Southwest Louisiana.
Key figures
- Eps
- 0.71
- Revenue
- $80.7 million net interest income
- Net Income
- $23.2 million available to common shareholders
- Shares Outstanding
- 32345723
- Nim
- 3.86%
- Core roaa
- 1.17%
- Npl ratio
- 1.24%
- Cet1 ratio
- 10.29%
- Core roace
- 10.93%
- Q3 buyback
- 204,160 shares / $6.3 million at $30.81 weighted average
- Acl to loans
- 0.95%
- Total assets
- $8.96 billion
- Tbv per share
- $23.71
- Total deposits
- $7.38 billion
- Core net income
- $26.0 million
- Total loans hfi
- $6.78 billion
- Core diluted eps
- $0.79
- Cumulative buyback
- 630,618 shares / $17.6 million at $27.88 weighted average
- Total risk based capital
- 13.55%
- Common dividend per share
- $0.15
- Loan growth qoq annualized
- 7.23%
- Preferred dividend per share
- $18.75
- Deposit growth qoq annualized
- 7.74%
AI analysis
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