NERDWALLET, INC. (NRDS) Form 8-K — Aug 6, 2026
NerdWallet reported second quarter 2026 revenue of $197.3 million, up 6% year-over-year, with GAAP net income of $4.3 million or $0.07 per diluted share, down 48% from a year earlier. Consumer revenue grew 8% to $175.2 million on strength in personal loans and deposit accounts, while SMB revenue fell 11% to $22.1 million, as the company continued to face organic search traffic pressures that drove an $8.6 million decline in its consumer credit cards business.
Key figures
- Eps
- $0.07 diluted
- Revenue
- $197.3 million
- Guidance
- Q3 2026 revenue $244-$260 million (up 17% YoY at midpoint); Q3 GAAP operating income $22-$30 million; Q3 non-GAAP operating income $29-$37 million; Q3 adjusted EBITDA $39-$47 million; FY2026 GAAP operating income $65-$80 million; FY2026 non-GAAP operating income $90-$105 million; FY2026 adjusted EBITDA $131-$147 million
- Net Income
- $4.3 million (down 48% YoY)
- Revenue Yoy
- 6%
- Cash Position
- $62.0 million
- Smb Revenue
- $22.1 million (down 11% YoY)
- Total Assets
- $418.0 million
- Adjusted EBITDA
- $23.1 million (down 31% YoY)
- Consumer Revenue
- $175.2 million (up 8% YoY)
- Six Month Revenue
- $419.5 million (up 6% YoY)
- Stockholders Equity
- $325.8 million
- Adjusted EBITDAMargin
- 12% vs 18% a year ago
- Non Gaa POperating Income
- $12.2 million (down 41% YoY)
- Adjusted Free Cash Flow TTM
- $141.2 million
- H1 2026 Share Repurchases
- $88.8 million
- Gaap Income From Operations
- $7.0 million (down 35% YoY)
- Sales And Marketing Expense
- $145.4 million (up 14% YoY)
Price after filing
1 day: -1.9%7 days: +8.0%30 days: +6.7%
Close on the filing date to close N calendar days later (from $9.26). Historical, not a forecast.
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