CHAIN BRIDGE BANCORP INC (CBNA) Form 10-Q — Aug 11, 2026

$CBNAForm 10-QFiled Aug 11, 2026, 11:33 AM ET0001628280-26-055560Original filing

Chain Bridge Bancorp reported Q2 2026 net income of $9.5 million, up 107.5% from $4.6 million a year ago, with EPS of $1.45 versus $0.70. First-half net income reached $16.6 million ($2.53 per share) versus $10.2 million ($1.55) in the prior-year period. Total deposits surged to $2.0 billion at June 30, 2026 from $1.6 billion at year-end, driven by political-organization and 501(c)(4) clients, lifting total assets to $2.2 billion and Federal Reserve cash balances to $812.7 million.

Key figures

Eps: $2.53 for H1 2026 (vs $1.55 H1 2025); Q2 2026 EPS $1.45 (vs $0.70)
Revenue: $33.3M total interest and dividend income for H1 2026 (+20.9% YoY)
Net Income: $16.6M for six months ended June 30, 2026 vs $10.2M prior year; Q2 net income $9.5M vs $4.6M (+107.5%)
Total Assets: $2.19B at June 30, 2026 vs $1.75B at December 31, 2025
Cash Position: $821.8M total cash and cash equivalents at June 30, 2026, including $812.7M held at the Federal Reserve
Shares Outstanding: 3,393,357 Class A and 3,168,460 Class B as of August 10, 2026
Dividends: no dividends paid during the six months ended June 30, 2026
Total deposits: $2.0B at June 30, 2026 vs $1.6B at December 31, 2025
Rate sensitivity: immediate -400bps shock reduces net interest income by 59.10%
Book value per share: $27.99 vs $25.79 at December 31, 2025
Noninterest income h1: $5.4M (+252.1% YoY)
One way sell deposits: $668.0M vs $359.9M at December 31, 2025
Net interest income h1: $32.0M (+24.8% YoY)
Net interest margin q2: 3.45% vs 3.39% prior year
Uninsured deposits pct: 80.8% of total deposits estimated uninsured
Htm unrealized position: HTM portfolio fair value $212.4M vs $224.2M carrying value
Return on avg assets h1: 1.75% vs 1.37% prior year
Return on avg equity h1: 18.94% vs 13.61% prior year
Top client concentration: three clients each >5% of deposits totaling $401.2M (20.0% of deposits)
Tier1 risk based capital ratio: 49.46%
Total risk based capital ratio: 50.45%

Price after filing

1 day: +0.6%7 days: -1.7%30 days: -3.8%

Close on the filing date to close N calendar days later (from $48.22). Historical, not a forecast.

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