HOME BANCORP, INC. (HBCP) Form 8-K — Oct 19, 2026
Home Bancorp (Nasdaq: HBCP) reported Q3 2026 net income of $10.1 million, or $1.28 diluted EPS, down from $11.6 million and $1.48 in Q2, as six loan relationships totaling $19.5 million were placed on nonaccrual and credit-related interest reversals pressured margins. Nonperforming assets jumped 37% quarter-over-quarter to $53.7 million, or 1.49% of total assets, prompting a $1.0 million loan-loss provision, though management said it does not anticipate sizable losses. NIM slipped five basis points to 4.19% while net interest income held essentially stable at $35.9 million. The company also announced that CEO John W.
Key figures
- Eps
- 1.28
- Revenue
- 35915000
- Net Income
- 10100000
- Total Assets
- 3596367000
- Cash Position
- 179053000
- Nim
- 4.19%
- Npa ratio
- 1.49%
- Total loans
- 2774864000
- Total deposits
- 3053500000
- Nim prior quarter
- 4.24%
- Dividend per share
- 0.32
- Ceo retirement date
- 2027-01-08
- Book value per share
- 57.55
- Nonperforming assets
- 53700000
- Tier1 leverage ratio
- 12.33%
- Nonaccrual loans added
- 19500000
- Npa ratio prior quarter
- 1.09%
- Net income prior quarter
- 11615000
- Diluted eps prior quarter
- 1.48
- Provision for loan losses
- 1010000
- Tangible book value per share
- 46.97
- Total risk based capital ratio
- 16.09%
AI analysis
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