OLD NATIONAL BANCORP /IN/ (ONB) Form 8-K — Oct 21, 2026
Old National Bancorp reported record third quarter 2026 net income applicable to common shares of $250.0 million, or $0.66 per diluted share, with adjusted net income of $249.7 million and $0.66. CEO Jim Ryan highlighted record net income, a record efficiency ratio, and growth in both deposits and loans. Key operating metrics included net interest income (FTE) of $592.0 million, a 3.52% net interest margin (down 2 bps), and record adjusted efficiency ratio of 44.9%. Period-end deposits reached $57.6 billion (up 10.6% annualized) and total loans hit $51.2 billion.
Key figures
- Eps
- 0.66
- Revenue
- 720400000
- Guidance
- No formal quantitative guidance; management says company is 'very well positioned to build on this momentum'
- Net Income
- 249960000
- Total Debt
- 7134231000
- Total Assets
- 74423980000
- Cash Position
- 74423980000
- Shares Outstanding
- 378639000
- ROATCE
- 19.6%
- CET1 ratio
- 11.11%
- Total loans EOP
- 51200000000
- Efficiency ratio
- 46.1%
- Acl to total loans
- 1.20%
- Total deposits EOP
- 57600000000
- Commercial pipeline
- $4.4 billion
- Net charge offs bps
- 27
- Nonaccrual loans pct
- 0.92%
- Combined payout ratio
- 62%
- Common dividends paid
- $55 million
- Loan to deposit ratio
- 89%
- Net interest income FTE
- 592000000
- Net interest margin FTE
- 3.52%
- 30plus day delinquencies
- 0.25%
- Adjusted efficiency ratio
- 44.9%
- Deposit growth annualized
- 10.6%
- Share repurchases quarter
- $100 million (3.9 million shares)
- Loan growth linked quarter
- 362300000
- Provision for credit losses
- 33600000
AI analysis
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