ACNB CORP (ACNB) Form 8-K — Oct 22, 2026
ACNB Corporation reported record Q3 2026 net income of $15.7 million, or $1.55 diluted EPS, up from $1.42 a year ago and $1.49 last quarter, which management called the strongest quarterly earnings in the company's 169-year history. Net interest margin expanded to 4.56% from 4.27% a year ago, driven by loan growth of $60.6 million YoY, a securities portfolio repositioning, and lower funding costs including a $30 million brokered deposit paydown.
Key figures
- Eps
- 1.55
- Net Income
- 15727000
- Npl ratio
- 0.45%
- Total assets
- 3300976000
- Total deposits
- 2508963000
- Total loans net
- 2406511000
- Efficiency ratio
- 51.45%
- Dividend per share
- 0.42
- Noninterest income
- 9032000
- Q2 2026 net income
- 15214000
- Q3 2025 net income
- 14870000
- Shares repurchased
- 11288
- Diluted eps q2 2026
- 1.49
- Diluted eps q3 2025
- 1.42
- Net interest income
- 34775000
- Stockholders equity
- 420476000
- Repurchase avg price
- 65.01
- Return on avg assets
- 1.87%
- Return on avg equity
- 14.67%
- Dividend increase yoy
- 23.5%
- Fte net interest margin
- 4.56%
- Allowance for credit losses
- 24976000
- Tangible book value per share
- 33.26
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