Central Bancompany, Inc. (CBC) Form 8-K — Oct 27, 2026
Central Bancompany reported Q3 2026 net income of $116.2 million, or $0.48 per diluted share, up 19.7% from $97.1 million in the prior-year quarter. Net interest income rose 10.0% YoY to $218.9 million with NIM expanding to 4.48% from 4.36% a year ago. Balance sheet growth was solid: average deposits grew 4.4% YoY to $15.4 billion with 6% growth in noninterest-bearing deposits, while average loans grew at an annualized 3.2% from the prior quarter. Asset quality stayed strong with nonperforming assets at just 33 bps of total assets and net charge-offs of 12 bps annualized.
Key figures
- Eps
- 0.48
- Revenue
- 285656000
- Net Income
- 116242000
- Total Debt
- 932323000
- Total Assets
- 20225657000
- Cash Position
- 752000000
- Shares Outstanding
- 239382000
- Roaa
- 2.27%
- Nim fte
- 4.51%
- Cet1 ratio
- 29.1%
- Acl to loans
- 1.29%
- Excess capital
- $2.0 billion
- Cost of deposits
- 1.11%
- Efficiency ratio
- 45.9%
- Noninterest income
- 66800000
- Assets under advice
- 17500000000
- Average total loans
- 11700000000
- Closing stock price
- 31.25
- Net interest income
- 218856000
- Net interest margin
- 4.48%
- Noninterest expense
- 131000000
- Book value per share
- 16.04
- Efficiency ratio fte
- 45.4%
- Net charge offs ratio
- 0.12%
- Shares repurchased q3
- $3.8 million at average price of $31.02
- Average total deposits
- 15400000000
- Excess capital per share
- $8.28
- Mortgage banking revenue
- 8800000
- Wealth management revenue
- 23600000
- Nonperforming assets ratio
- 0.33%
- Allowance for credit losses
- 150888000
- Provision for credit losses
- 4038000
- Quarterly dividend per share
- 0.12
- Tangible book value per share
- 14.58
AI analysis
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