Skip to main content
Signal8

FIVE STAR BANCORP (FSBC) Form 8-K — Oct 27, 2026

$FSBCForm 8-KItems 2.02, 7.01, 9.01Filed Oct 27, 2026, 9:43 AM ET0001628280-26-067444Original filing

Five Star Bancorp (Nasdaq: FSBC) reported Q3 2026 net income of $21.9 million, up 12.94% from $19.4 million in Q2 2026 and 34.05% from $16.3 million in Q3 2025, with basic EPS of $0.92 versus $0.91 sequentially and $0.77 a year ago. Net interest income rose 10.51% quarter-over-quarter to $50.9 million and net interest margin expanded six basis points to 3.69%, while the efficiency ratio improved to 39.13% and ROAA reached 1.55%.

Key figures

Eps
0.92
Revenue
50926000
Net Income
21909000
Total Debt
74150000
Total Assets
5559618000
Cash Position
679500000
Shares Outstanding
24536614
Roaa
1.55%
Roae
15.04%
Cet1 ratio
12.52%
Total deposits
$4.82B
Offering shares
3133750
Efficiency ratio
39.13%
Dividend per share
$0.25
Net interest margin
3.69%
Book value per share
$25.15
Offering net proceeds
$130.0M
Loans held for investment
$4.70B
Nonperforming loans ratio
0.28%
Net interest income q3 2026
$50.9M

AI analysis

Red flags4 · Pro

The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.

AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.