BANC OF CALIFORNIA, INC. (BANC) Form 8-K — Oct 27, 2026
$BANCForm 8-KItems 2.02, 7.01, 9.01Filed Oct 27, 2026, 4:16 PM ET0001628280-26-067594Original filing
Banc of California reported Q3 2026 diluted EPS of $0.46, up 21% year over year from $0.38, with total revenue of $303.8 million (+6% YoY) and pre-tax pre-provision income of $118.4 million (+16% YoY). The quarter's strength was driven by the Q2 strategic balance sheet repositioning: net interest margin expanded 21 bps QoQ to 3.34%, loans HFI grew 6% annualized to $24.6 billion, and core deposits grew 15% annualized while brokered funding declined.
Key figures
- Eps
- 0.46
- Revenue
- 303800000
- Guidance
- Revised 4Q26 PTPP of $125-$130mm (6-10% sequential growth), 4Q NIM 3.35%-3.40%, 4Q CET1 9.8%-9.9%, 4Q ROATCE 12.0%-12.5%, 4Q ROAA 0.95%-1.00%; CET1 expected to exceed 10.0% in 1Q27.
- Net Income
- 83057000
- Total Debt
- 2408626000
- Revenue Yoy
- 6%
- Total Assets
- 34965495000
- Cash Position
- 2168707000
- Shares Outstanding
- 158459635
- Roatce
- 11.93%
- Acl ratio
- 1.10%
- Loans hfi
- 24590523000
- Npl ratio
- 0.72%
- Cet1 ratio
- 9.70%
- Tier1 ratio
- 12.10%
- Total deposits
- 28260309000
- Net interest income
- 272400000
- Net interest margin
- 3.34%
- Diluted eps yoy growth
- 21% from $0.38
- Pre tax pre provision income
- 118400000
- Tangible book value per share
- 16.09
AI analysis
Red flags4 · Pro
The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.
AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.