Rocket Companies, Inc. (RKT) Form 10-Q — Oct 30, 2026
Rocket Companies swung to a $709M net income ($0.25 diluted EPS) in Q3 2026 versus a $124M loss a year earlier, its first quarter fully reflecting the Mr. Cooper acquisition. Total revenue nearly doubled to $3,284M, driven by servicing fee income of $1,032M (up from $413M) and a favorable $156M swing in MSR fair value versus a $480M negative change in Q3 2025. The balance sheet now carries $20.3B of MSRs against a $1.2 trillion servicing portfolio, with $10.7B of Senior Notes and $14.2B of secured financing supporting a $60.2B asset base.
Key figures
- Eps
- 0.25
- Revenue
- 3284000000
- Net Income
- 709000000
- Total Debt
- 24903000000
- Revenue Yoy
- Q3 2026 total revenue $3,284M vs $1,695M in Q3 2025 (+94%)
- Total Assets
- 60154000000
- Cash Position
- 2699000000
- Goodwill
- 10686000000
- Servicing upb
- $1,201,476M (excluding subserviced loans)
- Msr fair value
- 20257000000
- Total expenses q3
- 2326000000
- Litigation reserves
- 216000000
- Income before taxes q3
- 958000000
- Delinquent loans 60plus
- 1.52% of servicing portfolio
- All other contribution margin q3
- 189000000
- Mortgage segment contribution margin q3
- 1138000000
AI analysis
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