Flywire Corp (FLYW) Form 8-K — Nov 3, 2026
$FLYWForm 8-KItems 2.02, 5.02, 7.01, 9.01Filed Nov 3, 2026, 4:01 PM ET0001628280-26-069439Original filing
Flywire (FLYW) reported Q3 2026 revenue of $250.3M, up 25.1% YoY, with total payment volume of $17.8B (+27.7%) and adjusted EBITDA of $79.5M (+39.2%, 32.5% margin). The company beat its guidance midpoint by roughly $15M on revenue-less-ancillary-services and ~$8M on adjusted EBITDA, driven by strength in UK education and travel. Net income was $74.5M, though this includes a one-time non-cash tax benefit of ~$39.2M from releasing the U.S. valuation allowance, which management said will not recur.
Key figures
- Eps
- $0.57 diluted ($0.61 basic)
- Revenue
- 250300000
- Guidance
- FY2026 FX-Neutral RLAS growth 25-27% YoY (raised ~2 pts at midpoint); Adjusted EBITDA margin growth +300-360 bps YoY (raised 30 bps at midpoint). Q4 2026: FXN RLAS growth 14-20%, aEBITDA margin +330-530 bps.
- Net Income
- 74543000
- Revenue Yoy
- 25.1%
- Total Assets
- 1370313000
- Cash Position
- 407173000
- Shares Outstanding
- 122494955
- Buybacks
- ~$177M repurchased since program start; $123M remaining on $300M authorization; 12.1M shares at avg $14.68
- Corporate cash
- $234M at 9/30/26; $534M total liquidity incl. $300M undrawn facility
- Adjusted ebitda
- $79.5M (+39.2% YoY)
- Q3 beat vs guide
- RLAS +$15M vs midpoint; aEBITDA +$8M vs midpoint; FXN growth beat ~700 bps
- One time tax benefit
- $39.2M valuation allowance release
- Total payment volume
- $17.8B (+27.7% YoY)
- Adjusted ebitda margin
- 32.5% (+310 bps YoY)
- Revenue less ancillary services
- $244.5M (+26.0% YoY)
AI analysis
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