PayPal Holdings, Inc. (PYPL) Form 8-K — Oct 27, 2026
PayPal reported 3Q'26 net revenues of $8.6 billion, up 2% year over year, with non-GAAP EPS up 8% to $1.45 while GAAP EPS fell 4% to $1.25. Total payment volume rose 6% to $487.1 billion and active accounts grew 0.6% to 440 million. Management raised full-year 2026 non-GAAP EPS guidance to approximately $5.60 from ~$5.38 and reaffirmed GAAP EPS guidance of ~$5.07, with CEO Enrique Lores saying the strategy is beginning to translate into financial results.
Key figures
- Eps
- 1.25
- Revenue
- 8584000000
- Guidance
- FY'26 GAAP EPS ~$5.07; non-GAAP EPS ~$5.60 (raised from ~$5.38); 4Q'26 GAAP EPS ~$1.37, non-GAAP EPS ~$1.43
- Net Income
- 1073000000
- Revenue Yoy
- 2%
- Cash Position
- 15100000000
- Shares Outstanding
- 837000000
- Tpv
- $487.1 billion (+6% YoY)
- Buyback 3q
- $1.5 billion (~28 million shares)
- Buyback ttm
- $6.0 billion (~117 million shares)
- Non gaap eps
- 1.45
- Free cash flow
- $1.4 billion
- Tpv fxn growth
- 7%
- Active accounts
- 440 million (+0.6%)
- Gaap eps change
- -4%
- Dividend per share
- $0.14
- Non gaap eps growth
- 8%
- Operating cash flow
- $1.6 billion
- Payment transactions
- 6.8 billion (+7%)
- Gaap operating margin
- 16.3% (-173bps)
- Adjusted free cash flow
- $2.0 billion
- Non gaap operating margin
- 18.8% (+16bps)
- Transaction margin dollars
- $3.95 billion (+2%)
AI analysis
Red flags4 · Pro
The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.
AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.