COMMUNITY BANCORP /VT (CMTV) Form 8-K — Oct 26, 2026
Community Bancorp. (NASDAQ: CMTV) reported Q3 2026 net income of $5.1 million, or $0.91 per share, up 7.24% from $4.7 million, or $0.84 per share, in Q3 2025. Net interest margin expanded to 4.11% from 3.79% a year earlier, driven by 6.26% year-over-year loan growth to $1.02 billion and higher loan yields, while the efficiency ratio improved to 51.1%. Return on average assets reached 1.67% and nine-month EPS rose 16% to $2.53, with tangible book value per share up nearly 11% year-over-year to $19.47 despite $13.4 million in unrealized securities losses.
Key figures
- Eps
- 0.91
- Revenue
- $5.1 million Q3 net income; $14.1 million nine-month net income
- Guidance
- No formal guidance; quarterly dividend of $0.26 per share payable November 1, 2026 declared
- Net Income
- 5090613
- Total Debt
- 10975022
- Total Assets
- 1231545744
- Cash Position
- 47289078
- Shares Outstanding
- 5610551
- Nine month eps
- $2.53
- Loan growth yoy
- $60.3 million or 6.26%
- Efficiency ratio
- 51.1%
- Deposit growth yoy
- $35.5 million or 3.52%
- Net interest margin
- 4.11%
- Book value per share
- $21.53
- Credit loss expense q3
- $473,309
- Return on average assets
- 1.67%
- Return on average equity
- 16.46%
- Tangible book value per share
- $19.47
- Unrealized loss on securities
- $13.4 million
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