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FVCBankcorp, Inc. (FVCB) Form 8-K — Jul 21, 2026

$FVCBForm 8-KItems 2.02, 8.01Filed Jul 21, 2026, 4:12 PM ET0001675644-26-000077Original filing

FVCBankcorp reported record net income of $8.2 million for the second quarter of 2026, a 45% increase compared to the same period in 2025. Diluted earnings per share rose to $0.45, up from $0.31 in the prior year, driven by significant margin expansion and disciplined deposit growth. The company achieved a net interest margin of 3.53%, an increase of 63 basis points year-over-year, while core deposits grew 9% to $1.81 billion. Operational efficiency improved markedly, with the efficiency ratio decreasing to 49.71% from 56.23% in the year-ago quarter.

Key figures

Eps
0.45
Revenue
19149000
Net Income
8223000
Total Assets
2367194000
Efficiency Ratio
49.71%
Dividend Per Share
0.07
Net Interest Margin
3.53%
Return On Average Assets
1.48%
Return On Average Equity
12.50%
Tangible Book Value Per Share
14.31

Price after filing

1 day: 0.0%7 days: +7.1%30 days: +5.6%

Close on the filing date to close N calendar days later (from $17.54). Historical, not a forecast.

AI analysis

The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.

AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.

    FVCBankcorp, Inc. (FVCB) Form 8-K — Jul 21, 2026: AI Analysis | Signal8