FVCBankcorp, Inc. (FVCB) Form 8-K — Oct 22, 2026
$FVCBForm 8-KItems 2.02, 8.01, 9.01Filed Oct 22, 2026, 4:07 PM ET0001675644-26-000089Original filing
FVCBankcorp (NASDAQ: FVCB) reported Q3 2026 net income of $6.6 million, up 19% from $5.6 million a year ago, with diluted EPS of $0.37 versus $0.31. Nine-month net income rose 29-30% to $21.2 million, or $1.17 per diluted share. Net interest margin expanded 41 basis points year-over-year to 3.32% as cost of funds fell to 2.42%, and noninterest-bearing deposits grew 14% YoY to $427.3 million. Credit quality stayed solid with watchlist loans down 56% from the prior quarter and nonperforming loans at just 0.48% of total assets.
Key figures
- Eps
- 0.37
- Net Income
- 6641000
- Total Debt
- 24531000
- Total Assets
- 2313181000
- Shares Outstanding
- 18034205
- Nim
- 3.32%
- Roa
- 1.17%
- Roe
- 9.77%
- Tce to ta
- 11.99%
- Total deposits
- 1996569000
- Dividend payable
- 2026-11-16
- Efficiency ratio
- 53.29%
- Loans net of fees
- 1913938000
- Dividend aggregate
- $1.3 million
- Dividend per share
- 0.07
- Net income yoy pct
- 19
- Nonperforming loans
- 10994000
- Npl to total assets
- 0.48%
- Dividend record date
- 2026-10-26
- Nine month net income
- 21249000
- Nine month eps diluted
- 1.17
- Tangible book value per share
- 14.49
- Total risk based capital ratio
- 16.66%
- Noninterest bearing deposits yoy
- +14% to $427.3 million
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