BayCom Corp (BCML) Form 8-K — Oct 22, 2026
BayCom Corp reported Q3 2026 net income of $1.1 million, or $0.10 per diluted share, rebounding from a $7.0 million loss in Q2 2026 but down from $5.0 million ($0.46) a year earlier. The quarter was dominated by a strategic repositioning: the bank sold $106.8 million of available-for-sale securities at a $6.8 million pre-tax loss and redeployed proceeds at roughly 122 basis points higher yield, expecting to recoup costs within about three years. It also sold most preferred equity holdings and executed staffing realignment.
Key figures
- Eps
- 0.1
- Revenue
- 0
- Net Income
- 1100000
- Total Assets
- 2676391000
- Cash Position
- 218476000
- Shares Outstanding
- 10920117
- Total loans
- 2151837000
- Total deposits
- 2292187000
- Cost of deposits
- 1.57%
- Classified assets
- 31700000
- Deposit growth qoq
- 122300000
- Dividend per share
- 0.3
- Nim change qoq bps
- 16
- Q3 2025 net income
- 5000000
- Afs securities sold
- 106800000
- Diluted eps q3 2025
- 0.46
- Net interest margin
- 4.11%
- Severance expense q3
- 192000
- Nine month net income
- 2400000
- Yield improvement bps
- 122
- Afs repositioning loss
- 6800000
- Exec departure costs q2
- 10500000
- Total capital ratio bank
- 14.52%
- Provision for credit losses
- 843000
AI analysis
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